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Steam generator water filtration: Harvia HWF filters explained

Most steam generator trouble starts with the water going in. Harvia makes a cartridge water filter, the HWF, for its steam generators and combi heaters. This guide explains what it does and how it does it, in Harvia's own words where it matters. It covers the difference between the home (M) and commercial (XL) sizes, how capacity and cartridge changes are worked out, what the installation involves, where to put it so it can be looked after, and how filtration differs from softening and purification. It also explains why not every steam generator needs a filter, and how to find out whether yours does.

For homeowners, commercial operators, builders · Reviewed October 2026

The short answer

  • Harvia’s HWF is a cartridge water filter for its steam generators and combi heaters. It comes in two sizes: M (HWF01M) for home use and XL (HWF01XL) for commercial use. The replacement cartridges are HWF-F-M and HWF-F-XL.
  • It reduces hardness by ion exchange. Harvia calls it a water filter, but its manual says the cartridges “soften cold tap water”, reducing lime and carbonate hardness. Carbon and particle stages also take out particles, smells and tastes such as chlorine.
  • Capacity is measured in litres, and it depends on the water. The harder the water, the fewer litres a cartridge treats. A water meter on the outlet shows how much is left.
  • Change the cartridge when its capacity is used up, or after 12 months at the latest, as Harvia recommends.
  • It is plumbing. The filter goes on the cold supply to the generator, with a stop valve, and Harvia says only qualified people may install and maintain it. In Australia that means a licensed plumber.
  • Not every steam generator needs one. Test the water at the site and compare it with the generator’s manual. Our water quality guide covers hardness across South East Queensland.

Each point below is labelled with its source: Harvia for something Harvia publishes for a named product, and general good practice for advice supported by several sources. We have not set a BSC interval or product for water treatment, so none is given here.

What we supply

Where a steam installation needs it, we supply suitable water filtration or treatment equipment sourced in Australia, chosen for the generator and the water at the site. We do not currently supply the Harvia HWF. This guide explains the HWF because Harvia publishes it for its own generators, and its manual is a clear example of how cartridge treatment works and what it does and does not do.

Why water treatment matters

A steam generator boils water and sends out pure steam. The minerals that were dissolved in the water stay behind in the tank. Over time they form scale on the elements, the water-level sensor and the drain. That cuts steam output, causes level faults and shortens the generator’s life. Our water quality guide explains how scale forms and how the generator’s own draining and flushing help.

Treating the water before it reaches the generator means fewer minerals go into the tank in the first place. Harvia’s product page recommends filtration for its steam generators and combi heaters, because unfiltered hard water calcifies the tank and other parts and shortens the equipment’s life.

Filtration, softening and purification are not the same thing

These words get used loosely, and they describe different processes. The differences explain why one product can’t be swapped for another without checking.

Treatment What it does What it doesn’t do Why it matters for a steam generator
Particle and carbon filtration Traps sediment; activated carbon takes out chlorine, tastes and odours Does little or nothing about hardness on its own Protects valves and improves the water, but the minerals that form scale still get through
Cartridge ion exchange (the HWF type) An ion-exchange resin takes out lime and carbonate hardness as water passes through; the cartridge is replaced when it is used up Doesn’t regenerate itself; capacity is finite and falls as hardness rises Cuts the scale-forming minerals reaching the tank, sized to the volume the generator uses
Salt-regenerated softening A softener exchanges calcium and magnesium for sodium and regenerates itself with salt Needs salt, a drain and its own maintenance, and often power Suits high-volume use; Harvia’s HWS 1500 is this type, for commercial use
Purification (reverse osmosis or demineralised water) Removes most dissolved minerals Is not automatically better for a generator Some generators need some minerals in the water for their level sensing; ask the generator’s maker before using it

Harvia: the HWF combines the first two. Its cartridge has a particle and carbon pre-filter, ion exchangers that remove lime, and a final carbon and particle stage. Harvia’s HWF manual rates its chlorine reduction to EN 14898 class 1.

Harvia: reverse-osmosis or demineralised water is not discussed in the HWF manual or in the HGX manual we reviewed. One other manufacturer limits how pure the water for its commercial generators can be, because its level sensors need some dissolved minerals to work. So the question goes to Harvia, or to the maker of whichever generator is selected, before the water is purified.

What the Harvia HWF is

HWF M HWF XL
Complete system HWF01M HWF01XL
Replacement cartridge HWF-F-M HWF-F-XL
Harvia’s positioning Home use Commercial use
Average capacity (10 °dH, bypass setting 2) 3,800 L 6,800 L
Connector (inlet and outlet) 3/8” 3/8”
Height, including wall bracket 500 mm 527 mm
Cartridge diameter 130 mm 147 mm
Weight, wet (approx.) 4.2 kg 6.0 kg

Source: Harvia HWF01M/HWF01XL Instructions for Installation and Use (05082020/Y05-0810) and Harvia’s product pages. The kit includes the filter head, cartridge, wall bracket, hoses, adapters, a water hardness tester and a water meter. A replacement meter with a digital display is sold as a spare part (HWF-M-LCD).

Harvia’s product pages describe the HWF for steam generators and combi heaters in home or commercial use. Each product page lists the generator models it works with; check that the selected model is on the list for the size chosen. An older small version, HWF01S, is now listed by Harvia as discontinued.

How it works, in Harvia’s words

Harvia’s manual describes water flowing through four stages:

  1. Pre-filtering: a particle filter and activated carbon, which takes out unpleasant smells and tastes such as chlorine.
  2. Ion exchangers that remove lime.
  3. Activated carbon again.
  4. Particle filtration at the outlet.

The bypass setting. The filter head has four settings, 0 to 3. The bypass sends a set share of the water past the ion exchangers, through only the carbon and particle stages. It is then mixed back with the ion-exchanged water at the outlet. A higher bypass setting means more litres per cartridge but less hardness removed. Harvia’s manual gives “2” as the factory default and quotes its capacities at that setting. Its quick-start page for steam generators recommends setting 0 to filter out the most impurities. Why this matters: the bypass setting and the water’s hardness together decide how long a cartridge lasts, so they need to be set and recorded at installation.

Harvia: ion-exchanged water is slightly acidic, because it contains carbonic acid. Harvia recommends against copper components, or components coated with zinc, chrome or nickel, between the filter and the generator, to avoid corrosion. Your plumber should take this into account when choosing fittings for that section.

Capacity and when to change the cartridge

Harvia: a cartridge treats a set number of litres, and that number falls as the water gets harder. Harvia’s manual has a table of capacities for each size and bypass setting across a range of carbonate hardness. Its headline figure is an average of 3,800 L for the M and 6,800 L for the XL. That figure assumes 10 °dH, bypass setting 2 and the standard 1.5 m hoses. Harvia notes that actual capacity can be higher or lower, depending on the water quality, flow rate, pressure and how steady the flow is.

Harvia’s replacement criteria:

  • Capacity: the cartridge must be replaced when it reaches the capacity in Harvia’s table for the water’s hardness and the bypass setting.
  • Time: Harvia recommends replacing it every 12 months even if capacity is left. The manual asks for the installation date and the replacement date, no more than 12 months later, to be written on the cartridge label.
  • Water changes: at each cartridge change, Harvia asks for the incoming carbonate hardness to be checked again, and the interval and bypass setting updated if it has changed.

Whichever comes first applies. A home steam room used a few times a week may reach the 12-month limit first. A busy commercial room can use up an XL cartridge much sooner. That is why there is no single replacement interval for everyone.

Monitoring. The water meter fits on the outlet side of the filter. Once it is programmed as its instructions describe, it shows how much capacity is left at any time. Harvia’s troubleshooting table lists three reasons a generator scales up too fast with the filter fitted: the wrong bypass setting, the capacity being exceeded, or a filter that is too small for the job.

Carbonate hardness is not total hardness

Harvia sizes the HWF by carbonate hardness (°dKH), and the kit includes a quick test that reads in those units. Seqwater’s reports, which our water quality guide summarises, give total hardness in mg/L as calcium carbonate. These are related but not the same measurement, so a zone average can’t simply be read off Harvia’s table. General good practice: test the water at the property in the units the filter manual uses, or ask your water supplier for carbonate hardness, as Harvia suggests.

Installation

The HWF goes on the cold water supply to the generator. Harvia’s manual sets out the essentials:

Harvia requirement Why it matters
Cold water of drinking quality only, 4–30 °C The filter is designed to treat drinking water, not to make unsafe water usable
Operating pressure 2–8 bar; inlet pressure not below 1.2 bar Above 8 bar a pressure-reducing valve is needed; too little pressure and the filter won’t work properly
A stop valve on the filter inlet (not included) Lets the cartridge be changed without shutting off the building
Integrated backflow barrier in the filter head Harvia’s own protection; the plumber still decides what Australian backflow protection the installation needs
Water meter on the outlet side So it measures treated water and shows the capacity left
Firm wall fixing, vertical or horizontal Harvia specifies fixings for solid brick or concrete and says any other wall needs a specialist to do the fixing
Rinse when first used: at least 5 L (M) or 9 L (XL) to a drain or container, until clear and free of bubbles Flushes the new cartridge before its water reaches the generator; brief milky water from carbonic acid bubbles clears in about five minutes
Clean and descale the generator before first connecting it to the filter Starts the generator from a clean tank

Harvia: the filter also publishes its own pressure loss, about 0.40–0.50 bar at 180 L/h depending on size. The generator still has its own flow and pressure requirements. Harvia’s HGX manual, for example, asks for a maximum of 4.0 bar and a supply flow of 8–12 L/min. General good practice: the plumber checks that, with the filter fitted, the generator still gets the flow and pressure its own manual requires.

Compliance and licensed trades

Fitting a water filter or softener to a building’s supply is plumbing work for a licensed plumber, to the Plumbing Code of Australia, local requirements and the manufacturer’s instructions. That includes backflow protection and the suitability of products connected to the drinking water supply. Harvia’s manual says only professional, qualified personnel may install, use and maintain the filter system. Harvia’s approvals refer to European standards; your plumber confirms what applies in Australia.

Plan access for the filter

A filter that is hard to reach doesn’t get changed, and an exhausted cartridge gives no protection. Plan its place at the same time as the generator’s. Our steam generator location and service access guide covers the plant space as a whole. For the filter specifically:

  • Close to the generator’s water inlet, on a wall that takes a solid fixing.
  • Clearance to change the cartridge. Harvia asks for at least 65 mm between the cartridge and the floor or opposite wall, plus room for hands and the cartridge to come out.
  • A readable meter and a reachable stop valve.
  • Somewhere to rinse to. Each new cartridge is rinsed with several litres to a drain or a container, so a floor drain or space for a bucket helps.
  • Within the temperature limits. Harvia’s manual gives 4–30 °C for the surroundings. It also asks for protection from frost, direct and indirect sunlight, heat sources, and chemicals or fumes. That last point rules out pool chemical stores. In Queensland, a hot roof space or unventilated cupboard can exceed 30 °C, which is also a problem for the generator.

Looking after the filter

Harvia’s maintenance list:

  • check the system for leaks: daily;
  • check the pressure hoses for cracks: regularly;
  • replace the cartridge: at capacity or after 12 months;
  • rinse the filter with 4–5 litres after a break of more than two days, and rinse it as at first installation after more than four weeks;
  • close the inlet stop valve if the steam room won’t be used for a long time;
  • replace the pressure hose after 5 years and the filter head after 5–10 years;
  • clean the outside with a damp cloth only, with no corrosive chemicals, and handle the cartridge hygienically when changing it.

Harvia: if the water supplier issues a boil-water notice, it applies to filtered water too. Once the notice is lifted, Harvia’s manual says to replace the cartridge and clean the system, including connectors and hoses.

A filter doesn’t replace generator maintenance. The HWF manual does not say the filter replaces descaling or servicing. Harvia’s generator manuals still set out descaling, emptying the sediment cup, cleaning the water-level sensor and, for community and institutional use, a thorough service at least twice a year. Our steam generator maintenance guide explains those tasks and who does them.

Does every steam generator need filtration?

No single answer covers every steam room. Whether treatment is needed, and what kind, depends on four things:

  • The water at the property. Hardness varies from one supply zone to the next and from month to month. Across South East Queensland, Seqwater’s averages range from soft on the Gold Coast to moderately hard in Brisbane and the Scenic Rim. See the figures in our water quality guide.
  • How much the generator runs. More hours of boiling means more water, more minerals and faster scale. A commercial generator can use in weeks what a home generator uses in a year.
  • The manufacturer’s limits. Harvia: its HGX manual recommends a softener on the building’s supply where the tap water is hard. It also makes its guarantee depend on the water table in the manual. Other manufacturers set their own thresholds, and some require softening for all commercial or public use.
  • Other water quality. Hardness is not the only concern. Harvia’s water table also covers iron, manganese, chloride and more, so a full water test is more useful than a hardness strip.

General good practice: test the incoming water at the site before the generator is chosen. Then compare the result with the selected generator’s manual and choose the treatment, if any, from there. In soft water a home steam room may need only the generator’s own flushing and regular descaling. In harder water, or in commercial use, treatment is usually part of the plan. For high-volume commercial rooms, a cartridge filter may not be the most practical option; Harvia also offers a salt-regenerated softener for commercial use. Check its availability for Australia with Harvia’s local supplier.

How we approach it

Water treatment is easiest to get right at the design stage, alongside the generator, drain and plant space. If you are planning a steam room, let us know the site’s water test results, or where the property is, and we can work through the generator selection and suitable water treatment with you and your plumber. For an existing steam room, see our service page or send us the generator make and model.

Common questions

What does the Harvia HWF water filter do?

It treats the cold water on its way into a Harvia steam generator or combi heater so less scale forms inside it. Harvia's manual describes a cartridge with a particle pre-filter and activated carbon, then ion exchangers that remove lime, then a final carbon and particle stage. The cartridges reduce the lime content and carbonate hardness of the water. Harvia's product page says the HWF removes nearly all calcium, magnesium and other minerals.

How often is the HWF filter cartridge changed?

Harvia's manual gives two criteria. The cartridge must be replaced when it reaches the capacity in litres that Harvia's table gives for the water's carbonate hardness and the filter's bypass setting, and Harvia recommends replacing it every 12 months even if capacity is left. A water meter on the filter outlet tracks the litres used. In hard water or busy commercial use the litres run out sooner, so the change is driven by use, not only by the calendar.

Is the Harvia HWF a water softener?

Harvia sells it as a water filter system, but its manual says the cartridges are used to soften cold tap water, using ion exchangers to reduce lime and carbonate hardness. It is a disposable cartridge, not a salt-regenerated softener. Harvia sells a separate automatic softener, the HWS 1500, for commercial use, listed in EU, UK and US versions.

Does every steam generator need a water filter?

Not automatically. It depends on the water at the property, how much the generator is used and what the generator's manufacturer requires. Harvia recommends treatment where the tap water is hard and makes its guarantee depend on its water table, and some manufacturers require softening for all commercial use. In soft water a home steam room may manage with the generator's own flushing and regular descaling. Test the water at the site and compare it with the selected generator's manual.

Help with an existing sauna or steam room.

Send us the make and model from the rating label, a photo and what is happening, and we will point you to the right next step.

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